The Citi Strata Premier® Card , previously known as the Citi Premier Card, is one of the most rewarding mid-range credit cards out there, and I think it’s often overlooked. People tend to gravitate toward competing cards from American Express or Chase, but the Citi Strata Premier has a combination of features that’s hard to beat, especially considering that American AAdvantage is a Citi ThankYou transfer partner.

For just a $95 annual fee, the Citi Strata Premier offers 3x ThankYou points in five major spending categories, a $100 annual hotel credit, access to all 20 Citi ThankYou transfer partners at the best ratios, and no foreign transaction fees. When you pair it with the no annual fee Citi Double Cash® Card ( learn more ), it becomes one of the best card combos in the game.

This post is my Citi Strata Premier review, so let’s go over everything that makes this card so valuable, including the welcome offer, bonus categories, hotel credit, redemption options, and how to build a winning card strategy around it.

Before diving into my Citi Strata Premier review, here’s a top-level view of the card’s welcome bonus, rewards structure, and other main features:

Here are the main Citi Strata Premier pros and cons to keep in mind, as I see them:

To start, let’s take a look at the details of the Citi Strata Premier welcome bonus, card eligibility, and fees. The card has a reasonable annual fee, a decent welcome bonus, and no foreign transaction fees, so those are all good things.

The Citi Strata Premier is offering a welcome bonus of 60,000 ThankYou points after spending $4,000 within three months. Based on my latest miles & points valuations , Citi ThankYou points are worth 1.7 cents each, so to me the bonus is worth $1,020. That makes it one of the better credit card bonuses available.

Those 60,000 points are worth $600 toward travel booked through Citi, or can be transferred to airline and hotel partners for potentially much more value. Since a lot of people don’t have this card yet, these are some easy rewards to pick up.