This is my in-depth Amex Business Platinum Card review, as this is one of Amex’s most premium business cards. The Business Platinum Card® from American Express has a steep annual fee, but it offers a huge number of credits and benefits that can help offset it, and potentially let you come out ahead. If your business frequently makes large purchases, the rewards structure might work out quite nicely as well.

Is the Amex Business Platinum worth it , and if so, under what circumstances? It’s a card that I’ve personally had for years, and have received strong value from, receiving credits worth more than the ongoing fees. That being said, it won’t be for everyone. Let’s start with a brief summary of the basics, and then we’ll get into the details.

Link: Learn more about The Business Platinum Card® from American Express

Before I get into my Amex Business Platinum Card review, here’s a brief summary of the key details of the card:

Below are what I consider to be the pros and cons of the Amex Business Platinum Card .

The Amex Business Platinum Card offers some outstanding perks, though the card also has a steep annual fee. So let’s start by taking a look at the welcome offer, eligibility, fee, and more.

At the moment, the Amex Business Platinum has an incredible welcome offer where you can earn a bonus as high as 300,000 Membership Rewards points after spending $20,000 within the first three months. Welcome offers vary and you may not be eligible for an offer.

Personally, I value Membership Rewards points at 1.7 cents each, so to me those 300,000 points are worth $5,100 (assuming you’re eligible for the offer).