The Ink Business Preferred® Credit Card (see rates and fees ) is a strong option for small businesses that want to earn transferable Ultimate Rewards points on common business expenses.

I added the Ink Business Preferred Credit Card to my wallet almost eight years ago as my small business was growing. And over the years, it has been the card I've used for many of my business travel purchases, especially because it offers solid travel protections and bonus earnings.

* Card rating is based on the opinion of TPG's editors and is not influenced by the card issuer.

The Ink Business Preferred Credit Card has a $95 annual fee, but you'll earn 5 Ultimate Rewards points per dollar spent on Lyft purchases through Sept. 30, 2027, and 3 points per dollar on the first $150,000 spent in combined purchases in the following categories each account anniversary year:

I find these Ultimate Rewards points particularly valuable, since you can transfer them to partners like United MileagePlus and World of Hyatt .

The card has no foreign transaction fees , and you can add employee cards to your account at no additional cost.

Plus, you'll get complimentary access to DashPass with your Ink Business Preferred card for at least 12 months when you activate by Dec. 31, 2027. And once you activate your complimentary DashPass membership, you'll get up to $10 a month on grocery and retail DoorDash orders.

The Ink Business Preferred Credit Card offers a strong collection of travel, purchase and convenience benefits.