When people find out my job is to write about travel rewards credit cards, they often ask for expert advice. They want to know which of our favorite credit cards I recommend, which cards will complement their existing portfolio , and whether their current everyday card is actually a good choice.

Increasingly, people also want to know which credit card to get for airport lounge access .

Until recently, this question was fairly easy to answer since many cards offered similar lounge benefits. But it's gotten more complicated over the years. The credit card issuer lounge space has more options than ever, and while some cards have lost perks like guest privileges, many lounges have stepped up their game with spas, exclusive cocktails and other perks.

If you're torn between several options, we've got you. Here's a breakdown of what to consider when choosing a credit card for airport lounge access.

The information for the United Club Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

*Eligible Platinum Card Members will receive 10 Visits per Eligible Platinum Card per year to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight. Unlimited access can be unlocked by spending $75,000 or more on your card in a calendar year.

**A maximum benefit amount and certain restrictions and limitations apply. Please review the Mastercard Guide to Benefits for more details.

***Delta Reserve and Business Reserve cardmembers receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year, the total eligible purchases on the card must equal $75,000 in a calendar year.