The Sapphire Reserve for Business℠ is Chase’s premium business credit card that was launched in 2025. Essentially think of this as being the business version of the Chase Sapphire Reserve® Card ( learn more ), which is one of the most popular premium cards out there.

The Sapphire Reserve Business has a high annual fee, but also offers strong perks that will for many people more than help justify that fee. This post is my Chase Sapphire Reserve for Business review. If you’re willing to put in the effort, this card can absolutely be worth it , especially if you value airport lounge access. The welcome bonus on the card is also a major incentive to pick it up.

Link: Learn more about the Sapphire Reserve for Business℠

Before I get into my Sapphire Reserve Business review, here’s a brief summary of the key details of the card:

Below are what I consider to be the pros and cons of the Sapphire Reserve Business .

The Sapphire Reserve Business has a huge welcome bonus, so let’s start by going over that, including eligibility requirements for the card, since that’s something that many people care about. I’ll also cover the annual fee.

The Sapphire Reserve Business is offering a huge limited time welcome bonus of 200,000 Ultimate Rewards points after spending $30,000 within the first six months.

While the spending requirement is significant, so is the bonus, so this is a great opportunity for those looking to replenish their balance of Ultimate Rewards points. Personally, I value Ultimate Rewards points at 1.7 cents each, so to me, the points are worth $3,400.