Citi ThankYou is one of the major transferable points currencies, and the program has become more interesting in recent times, thanks to the introduction of new cards, plus the addition of American AAdvantage as a transfer partner.

There are lots of great ways to redeem Citi ThankYou points beyond American AAdvantage, though. The program also partners with Air France-KLM Flying Blue, EVA Air Infinity MileageLands, Singapore Airlines KrisFlyer, and many more.

In this post, I’d like to take a look at the best cards for maximizing your Citi ThankYou points earning potential. While there are several cards earning ThankYou points, I recommend having one of two “hub” cards, which allow you to then redeem all your points at the highest rate possible, and then there are two more cards that act as good “boosters,” to maximize your points. Let me add one major caveat upfront — there are currently no business cards earning Citi ThankYou points, so this is only useful if you’re looking for a personal card.

More broadly, if you’re looking to earn travel rewards for your credit card spending, it’s always smart to use a card that earns transferable points currencies . That’s because these programs give you the flexibility to transfer points to many partners, so you’re not invested in any single airline or hotel loyalty program.

Link: Learn more about the Citi Strata Elite℠ Card , Citi Strata Premier® Card , or Citi Double Cash® Card

While Citi has several valuable cards that can potentially earn you ThankYou points, the reality is that you’ll want to have one of two cards in order to be able to transfer all your points to airline and hotel partners at the best possible rate.

I should also mention that the Citi Prestige is also a potential booster card, but is no longer open to new applicants. That being said, some existing cardmembers may still find value with that.

Here are the basics of the Citi Strata Elite Card :